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Discussion » Questions » Finance » Visa or MasterCard?

Visa or MasterCard?

Before anybody says AmEx, forget it - NOBODY accepts it.

Posted - September 6, 2019

Responses


  • 32527
    Does not matter. 

    I accept Visa, MC, Amex, Discover, and checks.  I tell customers: "I will take their money anyway I can get it."

    If a merchant calls Amex and tells them they want to cancel their account, Amex will remove their monthly fee and adjust their rate to make it still reasonable to accept them. This post was edited by my2cents at September 6, 2019 7:48 PM MDT
      September 6, 2019 5:19 PM MDT
    4

  • 16197
    You can't use AmEx online - 16 numbers or it won't go through on 90% of sites.
      September 6, 2019 6:09 PM MDT
    1

  • 32527
    I have never had a problem. 
      September 6, 2019 6:18 PM MDT
    1

  • 5391
    Neither have I. 
    Among other things, I’ve  purchased real estate with my AmEx. 
      September 6, 2019 6:29 PM MDT
    1

  • 32527
    Bet you got some big cash back  on that one. :) This post was edited by my2cents at September 6, 2019 6:50 PM MDT
      September 6, 2019 6:36 PM MDT
    1

  • 5391
    I took the points. 
      September 6, 2019 6:50 PM MDT
    1

  • 44175
    Points, miles and rewards are like doggy treats to get you to spend more. Look at me...I got fifteen dollars back by buying something I don't need for $1,000
      September 6, 2019 7:50 PM MDT
    2

  • 3523
    Yeah, how stupid to they think we are?
      September 6, 2019 7:56 PM MDT
    1

  • 44175
    Very. But that is only 50% of Americans who use credit cards..
      September 6, 2019 8:03 PM MDT
    0

  • 5391
    Points, miles and rewards are geared toward people who spend lots of money. (Honestly, those on tight budgets shouldn’t bother with these kinds of cards.)  

    Points alone paid my family’s airfare to Italy. Rewards got us lodging and service upgrades. 

    I seldom(never) buy things I don’t need with a credit card. That’s what cash is for.  ;-) This post was edited by Don Barzini at September 6, 2019 8:17 PM MDT
      September 6, 2019 8:16 PM MDT
    0

  • 44175
    Will you take beaver pelts?
      September 6, 2019 7:39 PM MDT
    1

  • 19942
    Not going to touch that line. :)
      September 6, 2019 7:41 PM MDT
    1

  • 44175
    They were currency in America's early years. (Naughty mind.)

      September 6, 2019 7:44 PM MDT
    2

  • 19942
    I knew which one you meant. :)
      September 7, 2019 10:22 AM MDT
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  • 3523
    I'll give you this nice Beaver Cleaver for it!
      September 6, 2019 7:57 PM MDT
    1

  • 44175
    I found a pic.

      September 6, 2019 8:01 PM MDT
    1

  • 3523
    I was thinking something more like this:

    bank cctv GIF
    It's a Beaver Cleaver!!  Ha!
      September 6, 2019 10:13 PM MDT
    1

  • 5391
    Visa for small purchases,
    AmEx for EVERYTHING ELSE. 
      September 6, 2019 5:39 PM MDT
    3


  • I use Jonny's card.  
      September 6, 2019 5:55 PM MDT
    1

  • I use Visa.

    Places seem to be more accepting than they used to be, but I do still come across businesses that don't accept AmEx and/or Discover, so for that reason alone I wouldn't choose either. 
      September 6, 2019 5:57 PM MDT
    3

  • 44175
    My debit card is a master card. I have no credit cards. I don't need them. If I can't pay for it, I don't need it.
      September 6, 2019 7:41 PM MDT
    3

  • 19942
    MasterCard.  
      September 6, 2019 7:42 PM MDT
    1

  • 46117
    I am very important.  I have very little on BOTH those cards.  
      September 6, 2019 8:04 PM MDT
    1

  • 46117
    Oh and American Express?  Please.  Leave home without it.  It is virtually useless.  And they overcharge you.  Don't fool yourself.  
      September 6, 2019 8:05 PM MDT
    1