Spending so much time and effort in rationalizing and justifying when simply complying would be so much easier and more honorable. Homo saps go out of their way to escape obligation. They will take all the benefits they can and steal others if need be but will renege on obligations responsibilities accountability.
Nature or nurture?
Are we educated to skate/ stiff/ take without paying for when we can get away with it? Is that an inborn part of the sleazy least inherent in us at birth or are we taught how to "get away with it"?