Discussion » Statements » Rosie's Corner » I still write checks. I have a debit card and never use it. I expect checks will disappear eventually. Are you a holdout too?
RosieG

I still write checks. I have a debit card and never use it. I expect checks will disappear eventually. Are you a holdout too?

Rarely do I see others like me writing checks at the checkout counter. They put a card in the machine, enter their pin numbers and whatever other data is required and that's how business is done mostly today. Then of course there are massive billions of people who buy all their stuff online because you can get it cheaper. I am a hands-on purchaser. I want to see what I'm gonna buy FIRST. Are you an antiquated old-timer like me? Are you hands on too? I wonder how many of us remain and how soon before we become extinct? Remember the days of libraries and bookstores? We could spend hours their perusing so many options before we would buy or check out books? Those were the days. SIGH.

Posted - November 19, 2018
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Responses


  • 44748
    Then you remember when a forum like this wasn't even thought of. Yet here we are. I got tired of writing checks. I wll often just go to the bank and withdraw cash. When is cash no longer going to be accepted?
      November 19, 2018 9:26 AM MST
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  • 113301
    Do you pay bills online Ele? I get cash from the grocery store by writing a check for my purchases PLUS whatever the store allows as "over". At Walmart it's $20 over and at Winco it's $40 over. I have never done so at Sprouts, the other grocery store we pop into and out of occasionally. Thank you for your reply m'dear. I don't know when cash will no longer be acceptable but I expect its days are numbered too. I remember way back when I was a kid going to the candy store and buying penny candies. So many decades ago it's unreal. What about parking meters? Will you just swipe a debit card in front of a radar eye or will debit cards and credit cards become relegated to the past as well?  SIGH. This post was edited by RosieG at November 19, 2018 3:33 PM MST
      November 19, 2018 3:32 PM MST
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  • 35005
    I mainly use my debit card but there are some things I have to use a check. My business landlord gets a check. Anything I need a receipt for that does not take cards gets a check. 
      November 19, 2018 9:31 AM MST
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  • 113301
    I've only ever used my debit card for identification m2c. NEVER to pay a bill. Everyone around me seems to be good with doing so but not me. Why? I don't know. Maybe it's because  as I get older I see so much of what I used to do be replaced by things in whichI have no interest. I'm trying very hard to hold on to the person I always was and I can't do it if everything around me changes and I change with it. I can't explain any better than that. Maybe I'm just stubborn! Maybe I'll be dam*ed if I let "progress" determine my choices.  Whatever. Thank you for your reply! :)
      November 19, 2018 3:36 PM MST
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  • I have to write a check for the mortgage and property taxes, and my favorite hairstylist only accepts checks and cash- I never carry cash anymore.  For everything else, I use my debit card.   I see mostly older people writing checks, my mother included. I think it's adorable, and I don't mean that in a patronizing kind of way.   Just as my mom still uses her flip phone from the 90's.   I find that adorable as well.


      November 19, 2018 9:43 AM MST
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  • 35005
    My husband still uses his flip phone. He would destroy a smartphone in a day if he trying carrying it on him. A watch is a goner as well. A flip lasts for years.
      November 19, 2018 9:59 AM MST
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  • 6023
    The old "brick" phones are popular with the local loggers.
    More power and durability than either flip or smart phones.
    Unfortunately, the cell providers are updating the local towers and the "brick" phones will no longer work ... so the loggers will probably go back to using Marine VHF radios.  Until they are busted by the local USCG station and get heavy fines.
      November 19, 2018 10:39 AM MST
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  • 44748
    I use a flip-phone. Am I adorable?
      November 19, 2018 12:37 PM MST
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  • Of course!  *pinches cheeks and boops your nose*    
      November 19, 2018 12:46 PM MST
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  • 113301
    Well lavender I'm 81(if I didn't already tell you that) and quite old and I don't find your "adorable" patronizing at all. I will take being "adorable" any day of the week. I hold on to what used to be fiercely. One day when I no longer have the option I will adjust. I'm very good at that. But until then I'm simply doing what I prefer to do  for as long as I can. Thank you for your reply and Happy Monday m'dear! :)
      November 19, 2018 3:39 PM MST
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  • I don't blame you one bit, Rosie.  You are entitled to do whatever you like, and hold on until as you said, there is no longer an available option.    Happy Monday, Rosie!
      November 19, 2018 3:48 PM MST
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  • 113301
    Thanks honey! Tough old bird? Feisty dame? I'm gonna go down FIGHTING tooth and nail probably! Sheesh. I'm not softening up as I get older  I'm toughening up. What have I got to lose? Thank you for your reply lavender! :)
      November 19, 2018 3:51 PM MST
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  • You are correct about that - those flip phones were apparently built to last.  I can't even imagine trying to teach my 75 year old mom how to use a smartphone. 
      November 19, 2018 10:06 AM MST
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  • 46117
    OH GOD yes.  I cannot trust a computer to do squat.

    One error and I get all these overdrawn nightmares.  

    No.  I put the check in the mail myself and take a picture of the transaction and file it.   But I use only plastic for any purchases.  This is just for bills and those auto pay nightmares.


    This post was edited by WM BARR . =ABSOLUTE TRASH at November 19, 2018 3:41 PM MST
      November 19, 2018 10:24 AM MST
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  • 113301
    Here's how anal I am Sharon. I pay the Electric bill and the Gas bill at our local Mail Depot in person by check each month. I get the receipt in hand and attach to the part of the bill I file. We go to City Hall every month to pay the water/sewer bill. It is a lovely old building and a sweet lady named Pauline always smiles when I show up. I get the receipt and attach that to the part of the bill I file. I deposit our monthly rent to the landlo'rds account he had set up in Hemet. He lives in Arizona in the town of  Red Rock. I pay it every month when my social security check is credited to my account (the 4th Wednessay of the month) and I get  an immediate receipt which I file. I LOVE to get immediate receipts so I don't have to worry about a bill not reaching a destination in timely fashion. If I could I would hand-deliver evrey check to everyone we owe but some of them are out of state so that is impractical.  Old ways comfort me and I refuse to give them up until/unless I'm forced to do so . Stubborn? I dunno. Thank you for your reply! :)
      November 19, 2018 3:47 PM MST
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