BUT....does your mother make you pay her back? with interest?....of shell give your number to alot of creditors to harass you and ruin your credit and take your friend visa away?.....didnt think so.
She tried that but I explained to her it was not in my interest to pay the principle or my principle to pay the interest.
Besides which if the good people at Visa are willing to give me several hundreds of dollars of stuff, I'm ok with giving them a few dollars of interest. Pay your card in a timely manner for no or little interest.