What's worse: A Millenial with a lifetime of student debt or a Gen Xer without a retirement plan?

What are the odds that those with a lifetime of student loan debt have retirement plans?

Speaking from personal experience.....very low...;-D....

My generation watch 80 year old men working still because the pension they were told would be there was stolen by the companies they served and made wealthy. It is a fact that ill work till im dead. A reality we must face.

i think they can both be equally bad