So the answer is that while it’s written in the TOS, it’s either allowed or overlooked in certain instances?
I have personally been informed by this website’s admin/moderator personal via private messages that the phrase “personal attack” on point number one above only and quite narrowly means attacks against the members of this website, not people in general, not the wider world population. As such, posting attacks that are disrespectful to people, groups of people, etc. most certainly is allowed as long as there is no direct mention nor inference to a standing member.
Well, it appears that ramping up the suggestion in point number four will have to take place a lot more often to see how aptly and accurately the TOS will be enforced.
So I am correct as to the way I put in my original question. Thank you for the clarification.
Yes, it appears that you and I agree: as long as it’s not written in the TOS overall, including any separate points of the TOS, the types of speech I named in my question are allowed to be posted on this website.