Those of you who have ever owed* money to someone, for whatever reason** never paid him or her?

*This concerns personal debts only, not rent, mortgage, dues, auto loans, bank loans, student loans, interest, late fees, court costs, official judgments, layaway fees, recurring payments as part of a budget, etc.
**For instance, the person forgave you the debt, or you lost contact with each other, or you intentionally withheld the payback, or your country’s currency became devalued, or . . .
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