Discussion » Questions » Home and Garden » If you are planning any changes to your house would you check with your insurance company make sure change will not affect your coverage?

If you are planning any changes to your house would you check with your insurance company make sure change will not affect your coverage?

Eg. Your house may not be insurable if you make a roof garden.

Posted - December 31, 2021

Responses


  • 13277
    No, bureaucracy first! I would need to check with the City of New York's Department of Buildings and Department of Housing, Preservation, and Development (HPD) to see if building permits are needed and if what I want to do is allowed under the Certificate of Occupancy.
      December 31, 2021 12:38 PM MST
    3

  • 44620
    No, my house is insured at the value set by the county auditor's office.
      December 31, 2021 2:58 PM MST
    3