I would suggest 10% go to charity, another 10% into a savings account and 10% investment in something with a little more potential for growth than a savings account. Take the remaining 70% and buy yourself something nice. If you do this with every dollar you get, you can avoid ending up like the people who spend the whole dollar... they are usually not living the best of lives.
YOU SHOULD NEVER EVER EVER have a 'tax return' or refund. DON'T YOU SEE WHAT YOU'RE DOING?
you are giving 'uncle sam' a tax free loan!
go to your HR dept.and change your withholding!!!!!!!!!!!
I forget the details, but they can help you figure it out........
tell them you want to set it up so you DO NOT get a refund.....you will get a little extra each paycheck, and DON'T GO SPENDING IT set it aside in a simple bank account, and DONT TOUCH IT for a year.
THEN YOU CAN proudly ask yourself, 'hmmm what shall I get with my extra money???"
DO IT AND DO IT NOW....
NO MORE TAX REFUNDS FOR YOU......YA HEAH ME!!!
Lol :D
This post was edited by my2cents at October 31, 2018 10:42 AM MDT