*excluding those very wealthy philanthropists who use their wealth to benefit others like Bill & Melinda Gates. They are JEWELS. It's all the others who are selfish greedy ...everywhere there is a where. In every country or every city worldwide. Next time around the shoe is on the other foot. I wonder if that were really true and everyone knew would it change how they act and what they say in THIS lifetime to make things easier on themselves in their next lives?