GAHH!!! I spent over three hours one weekend trying to apply for a subsidy to help with our ever increasing monthly premium through the healthcare.gov marketplace. It's up to $850 a month... After finally applying and being "congratulated" for qualifying, I thought my work was done. Nooo, I discover yesterday that the subsidy didn't kick in. Now I have to go back through the marketplace, figure out what went wrong, and reapply. I hate Obamacare and it's definitely not "affordable."