Yes, we shall agree to disagree. I believe in mandatory car insurance because the possibilities of injuried, property damage and loss of life is greater when operating a motor vehicle than it is if you don't have health insurance. Yes, if someone is not insured and they get sick and can't pay for it, we do cover the cost, but we would not be liable for coss above what it takes to make that person well. In truth, for those who cannot afford health insurane either under Obamacare of Trumpcare, they will have tax credits allowed. Under Obamacare, he gave low income persons subsidies to pay for health insurance. Where do you think those payments come from? Us. It appeared that under Obamacare, there were not appreciably fewer visits to the ERs than before it. We cover those costs. Happy Tuesday. :)