No Mr. B. If you are really having trouble there is help for you. Start by calling the council on aging in your area. They usually have someone who can go over your situation with you and help you find assistance with the basic needs we all have.
There's definitely an element of finger crossing, because I didnt work for decades while raising my kids so I haven't built up a decent pension.. but... and if you knew me and how I never plan anything, I DO have a sorta kinda plan... I am training for a career, (at my advanced age!) that will be one that I can continue doing even when I am retired and which will bring in some money still.