Don't you like paying bills?

Only when it says "No payment is required".

Who does?

I feel blessed that paying them doesn't put me in a bind.  It hasn't always been that way.

Hello Mr:

Yup.  I don't like owing.

excon

I HEARD THAT!

It's wise to stay away from credit except for, perhaps, a house.  Your house payment is like your rent and it's not revolving, you can't add to your liability on a whim. 

Good for you!

no, i hate it especially when  im out of work