Inspired by this question: https://answermug.com/forums/topic/88636/wouldn-t-it-be-nice-to-have-fur-no-clothing-needed-and-maybe-a
We need a new category for questions for which there are no answers like this one.
People from warm climates probably wouldn't need to worry about it but people from where it gets cold in the winter definitely would need to keep their tails warm. There would probably have to be a small sleeve on the backs of dresses and pants to accommodate the tail.