I would say pretty good now that I make it and have it. Not many extravagances. Regular shopping for food and clothes, we have a somewhat large home requiring some attention and a mortgage which we should have paid off in another six years. And automobiles.
Hello Prosper & Live Most people assume I make more money than I actually do. I have lived a life of frugality. Most things I have were bought while they were in need of repair or restoration. I have never bought a new car, I own no furniture that wasn't either handed down or bought used, most in need of restoring. I own 3 motorcycles, 2 run, 1 does not but each one needed work. I pay cash for everything . I do not use credit cards, I even buy most cloths I wear on eBay.. I have always been this way.. I have built up, living this lifestyle a sizable estate. My home is worth 20-30 times what I paid, most everything I own has increased in value. I would give my self a solid 10 for my financial choices and I have enjoyed the "hunt" for things much more than I would have if I could have just gone to the store and pulled out a credit card...
Edited for spelling
This post was edited by designer at March 27, 2019 1:38 PM MDT
Hopeless enough to have no idea how to estimate where I am on that scale. I have zero debts - both a rule I live by and a blessing. I can afford the necessities, and as extra treats, a coffee once a week, a movie once a month. That's it.