If you’ve ever been the victim of a scam, how bad was it? Once in Peru, I was cheated out of a few dollars by a money-changer.

Not too long ago, I ordered a blouse from an advertiser on Facebook.  I received it but it was much smaller than I anticipated, even though the label said it was the size I ordered.  When I contacted them for instructions on how to return it, I discovered that it had to be sent to China, even though it was shipped to me from the U.S.  The blouse was $19 - the cost to return it would have been $40.00!  When I complained about that to the company, they said I should have looked at their return policy where it stated items had to go back to China.  Naturally, that's what it said in the small print.  I couldn't even complain to my credit card company.  I decided to give the blouse away and made a mental note to check reviews from people who have ordered from these types of companies before I order anything.

About 1972 a new dating club opened up so I enquired and paid $200. to become a member. Before I even got one date they disappeared. 
There was an item in the paper about this fake dating club that ripped off a few people. 

I bought concert tickets from someone on Craigslist once. I got the guy's ID and his email address used his name. I looked him up online beforehand and found him on LinkedIn too. All seemed legit. I sent him the money and then he vanished. Turns out, the scammer was using a stolen ID on top of everything else. I reported him to everyone involved- the company that handled the transaction, Craigslist, etc., and also contacted the person whose identity had been stolen.

I don't remember how much I lost... I think it was under $100. I ended up writing to the musician's manager and asked if there was a safe way to still get tickets (they were sold out, which is why I was resorting to Craigslist) and the manager ended up adding me and a plus one to the guest list, so I got in free. Wound up being one of the best nights of my life. 

Many years ago I bought a brand new Compaq laptop on ebay for $500.  Never received.  I just called my bank and they did a charge back and that was the end of that.  This is a good opportunity to mention that having your credit card with a bank who services their own Visa/Mastercard products is truly 500% better for their customers.  The difference in talking to VISA and talking to the people down the street...no comparison.

The scammers are always calling our land line 24/7 and there are just so many of them. I'm sure but I'm just not even going to consider that and just let whatever happened happen and try to be more careful. 

i once had someone go into my bank acct and take out about $1000 dollars, the bank put the money back while they investigated and i got to keep it, never found out who did it