CAVEAT: This concerns a loan only, not a gift of money from you to a family member.
a. We’re family, simple as that.
b. The closeness or distance of the family relationship I have with the person who is asking.
c. Because it’s expected of me.
d. The amount of money that he or she is asking for.
e. The probability of it being repaid to me.
f. He or she has loaned me money in the past.
g. I have plenty, I can afford it, and I won’t miss it.
h. I would feel awkward, uneasy, and/or guilty saying no.
i. It would depend on the severity of the reason for needing a loan.
j. Everyone else in the family has declined to float the loan.
k. Leverage.
l. The wellbeing and/or health of minor children is part of the equation.
m. It’s part of a get-rich-quickly scheme, and I’ll be promised a cut.
n. Finally it’s for something besides tildes, sub-basements, sandwiches, grammar, and sleazy motels.
o. It involves a plan for that relative to move out of town far away from me.
p. I’ve said no too many times.
q. Tax write-off.
r. The repayment will be something other than the cash that I will be loaning him/her.
s. I’m weak.
t. Because if I do it, it will greatly anger or greatly please another family member or other family members.
u. It would make me feel superior, either to the family member who asks for the loan, or to other family members.
v. Two or more of the above, specifically:________.
w. None of the above/other answer (s), specifically:________________________.
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