I remember watching Forrest Gump with the family at Thanksgiving dinner. I was with my mom’s mom’s side of the family in Minnesota. Two of my cousins (the usual two suspects) got in a fist fight over the movie. One of them got triggered because the other said he thought Jenny was a crappy character so the argument went downhill from there. Those were probably two human beings who shouldn’t have watched that wondrous life-changing movie, lol.
Well, your graphic labeled "Yes!" is how our roll is installed. Unfortunately, the built in holder is in the wall next to the toilet, behind anyone seated thereon. With my arthritis, this position became too difficult, so I keep one roll in the holder and one roll set on the side of the tub next to the toilet. I haven't noticed anyone using the paper in the holder in years.
Your example is NOT a harmless debate. The very future of people and butts everywhere depends on proper paper placement. Anyone failing to have it come over the top as you suggest is just weird. Grrrrr.