Which brand name of credit card have you had rejected either domestically in your country or while in a country foreign to yours simply because the merchant or business didn’t accept that particular card, but not because your account was declined?
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Thank you, I was not aware of that.
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Similarly, I went well into my mid to late twenties without ever having a credit card at all. I was active duty military, I first lived in the barracks or aboard ship, I ate in the cho hall or galley, I wasn’t in any market for furnishings or housewares or trips/vacations, etc., etc., etc. Even when I got married, we went for years without credit cards. Once I finally got my first one, it was not only months before it ever got used, it was also rare that we used it. We paid off all charges before interest incurred, but soon began to use the repayment of debt as our advantage establishing good risk.
Far too many young people are targeted by credit card companies that send cards in the mail with flashy advertising making them seem to be “free money” and with extremely small print in legalese. When our children began receiving such mail in their high school years, my wife and I ensured that they didn’t get caught up in those traps.
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Stu Spelling Bee 