What's the number one thing you dislike about seat belts, and why? ~

I'm fairly short and they always seem to cut me in the neck, no matter how I adjust them.  The only car I ever had that had comfortable seatbelts was my old Nissan Sentra.

They are painful to put on because of extreme arthritis in my right shoulder.

They ride up over my lady bumps and dig into my neck. 

They are uncomfortable for short people.  My car has an adjustment but even when at the lowest the belt still rubs my neck which is very uncomfortable and irritating.  I used to have a clip that worked well but my daughter hijacked it.  I can't find the same thing.  I just talked to my brother about this and he said he could put something on it to keep it from being snug at the top which should help.  I (along with many others) have dealt with this for many years.  I do believe the belts save lives in almost every case. 

The "Dumb Guy" buzzer that goes off if I don't put it on before I start the engine!

I hate when they press into my abdominal area, especially if I have to pee. -_- 

The edges of the belt cut into my neck and rub me until it's sore....on auto cars or vans I pull the shoulder strap down and hook it over my knee or don't fix it in and just sit on it 
Some times it's just so distracting to wear on certain vechiles and I wonder how many serious accidents they actually cause ..

I must be the odd one here. I have no issues with seat belts. A loved one of mine life was saved by a seatbelt. 

I hate that it rubs up on my neck, but I got a little sheep skin thing to put on it so it stops chafing my poor little neck. It also injured my neck and shoulder when I got in a car accident a month or so ago. It wasn't a serious accident, but I guess it was just trying to do its job pinning me down like that.

Mine hits me on the neck because the seat sinks and it wrinkles my clothing, but I wear it anyway.

If I'm ever in an accident It will probably strangle me before it does anything else of value. 

I would have been dead in a rollover if I had been wearing my seat belt.  I do wear mine because it's the law, but I wouldn't if I didn't have to.  

being stuck in thenn